Over 25 years of experience as a risk officer and entrepreneur, with leadership roles including CRO and Deputy CEO at Platinum Bank, and a foundational career at Citibank and Intesa Sanpaolo Bank. He works at the intersection of behavioural metadata and risk management, transforming how lenders quantify risk through smartphone and web behavioural data. As Founder and CEO of Credolab, he leads the company's mission to help lenders approve more creditworthy customers, reduce risk, and drive financial inclusion by powering every credit decision.