Chris Michael is the co-CEO and co-founder of Ozone API, responsible for strategy, government relations and operations. He is a senior advisor to multiple regulators on the development of open finance standards and certification frameworks. Chris has over 30 years’ experience building and leading tech products and teams, delivering multi-million pound revenue for global brands across multiple sectors. Prior to this he led the development of the UK Open Banking Standard and founded the internal digital practice at Reckitt.